How to Use HDFC Smartbuy?

HDFC SmartBuy is an online platform introduced by HDFC Bank where you can purchase a range of digital and physical products with special HDFC discounts and offers including 10X rewards points. In this portal, you can pay for your purchases using any of HDFC Bank products like – HDFC Credit Card, Debit Card, Internet Banking, Prepaid Card and Payzapp Wallets.

Here is a video introduction of this service by HDFC:

How can you register and use HDFC SmartBuy

To register on HDFC Smartbuy, visit HDFC Smartbuy website and click on the Login button on the right-hand top. Then click on the link “Not registered? Sign Up”. You will be asked to enter your registered mobile number with HDFC bank and enter One Time Password you receive on SMS.

If you face any problems you can also contact on their customer care

HDFC Smartbuy Customer Care

See also

The Customer Care no. on HDFC Smartbuy website

  • 1860 425 3322
  • 9986896688(9 to 21 Hhrs, Mon to Sat only)

Offers Available on SmartBuy

HDFC Smartbuy has gained popularity especially with its popular offers like 10X reward points. In the 10X offer, you get

  • 10 times Reward points on purchase using HDFC Bank Infinia or Diners Card or Regalia Credit Card
  • OR 5% Cashback on all other HDFC Bank Credit Cards.
  • OR 5% Cashback on HDFC Bank Debit Card on transacting through Smartbuy

What can you buy on HDFC SmartBuy?

HDFC Smartbuy is essentially a gateway to buying products and services from HDFC Merchant partners with special HDFC offers.

HDFC Bank has tied up with merchant partners for travel, shopping, grocery, restaurant, entertainment, personal care, bill, flight, bus & hotel booking, bill payments and shopping.

What kind of products and services can you purchase using HDFC SmartBuy?

You can use HDFC Smartbuy for the following purchases and services:

  • Flight bookings (all bookings are done through Cleartrip and Yatra)
  • Hotel bookings (using Cleartrip)
  • Bus bookings (exclusively through redBus)
  • Amazon shopping
  • Flipkart shopping
  • Other offers-Bill payments, cabs, grocery

Should I register to purchase on SmartBuy?

Yes. You can register on HDFC SmartBuy platform using your email ID and/or mobile number. By creating a HDFC SmartBuy account, you can track your order, look at past order history.

How to use HDFC SmartBuy ?

HDFC smart buy is a portal through which you can buy products and services from HDFC merchant partners with the benefit of HDFC offers.

The merchant partners on HDFC SmartBuy are:

  • Cleartrip for flight and hotel booking
  • Yatra for flight booking
  • Redbus for bus booking
  • Amazon for online shopping
  • Flipkart for online shopping

You can follow the steps below to purchase products and services using HDFC Smartbuy.

Flights Categories 

  1. Go to HDFC Bank SmartBuy page Flights Section. 
  2. Select your flights Compare Prices and select across merchant Enter details Proceed to Payment. 
  3. Use HDFC bank Credit Card / Debit Card to avail the offer.

Bus Categories

  1.  Go to HDFC Bank SmartBuy page Bus Section.
  2.  Select your Bus. Enter details  Proceed to Payment bank SmartBuy page Bus Section.
  3. Select your Bus. Enter details  Proceed to Payment
  4. Use HDFC bank Credit Card / Debit Card to avail the offer.

Hotels Categories 

  1. Go to HDFC Bank SmartBuy page Hotels Section. 
  2. Select your Hotel. Compare Prices and select across merchant. Enter details  Proceed to Payment. 
  3. Use HDFC bank Credit Card / Debit Card to avail the offer. 

Flipkart Exclusive store

  • Go to HDFC Bank SmartBuy Flipkart Tab (https://offers.store.flipkart.com/) 
  • Select your product Checkout. 
  • Use HDFC bank Credit Card / Debit Card to avail the offer.

Amazon Exclusive Store

  • Go to HDFC Bank SmartBuy and select Amazon Tab. 
  • Enter Mobile number & Last 4 digit card number with which you would want to make the payment. 
  • Search for your product and add to the cart on Amazon. Products which are already placed in the cart (even before visiting SmartBuy) will not be considered 
  • Use HDFC bank Credit Card / Debit Card to avail the offer.

Compare & Shop 

  • Go to HDFC Bank SmartBuy Compare & Shop section. 
  • Search for your product. Compare Prices and select the merchant. 
  • Enter Mobile number & Last 4 digit card number. 
  • Move to the respective merchant and purchase the same product using HDFC Bank Credit / Debit Card.

Review 

HDFC smartbuy is a good option if you’re looking for some really cool offers. It is becoming a popular platform where you get options like 10x reward points on your your purchases made using selected HDFC credit cards (Infinia, Regalia and Diners Club) and also 5% cashback on on other HDFC credit card

Now what is 10x reward points. 10x reward points is a popular of a where you get 10 times reward points which you normally get on purchases using your HDFC credit card

While the offers are good the platform does not really give a good experience and needs a lot of improvement. Going through some of the reviews on HDFC Smartbuy, people are facing a lot of issues relating to the customer care and in completing their booking successfully. So HDFC needs to do a lot of work in improving this platform.

Also, HDFC is not really promoting the platform that well either. It also faces a lot of competition because of so many other online competitors. Also, the offers are really worth for selected HDFC Credit Cards like HDFC Bank Infinia or Diners Card or Regalia Credit Card. On other credit cards, you get just 5% cashback. Nevertheless, you can give the platform a try and is also worth considering to look at the effective price you can get on HDFC Smartbuy to compare with deals on the other sites.

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